Georgia Example: $55,000 Single
| Line on the pay stub | Monthly | Annual |
|---|---|---|
| Gross pay | $4,583.33 | $55,000 |
| Federal income tax | −$368.33 | −$4,420 |
| Social Security | −$284.17 | −$3,410 |
| Medicare | −$66.46 | −$797.50 |
| Georgia income tax (4.99%) | −$166.33 | −$1,996 |
| Net pay | $3,698.04 | $44,376.50 |
Georgia tax is 4.99% of $40,000, the salary less the $15,000 standard deduction: $1,996. All deductions together take 19.3% of gross pay.
Georgia Income Tax for 2026
Georgia moved from brackets to a single rate in 2024 and has cut it each year since. The Department of Revenue lists these 2026 changes:
| Item | Single | Married filing jointly |
|---|---|---|
| Rate | 4.99% | 4.99% |
| Standard deduction | $15,000 | $30,000 |
Georgia tax = 4.99% × (wages − standard deduction)
Georgia also allows an exemption for each dependent, which this calculator does not ask for.
Overtime and Tips in Georgia
Georgia did not adopt the federal deductions for tips and overtime from the 2025 federal tax law. Instead the Department of Revenue says up to $1,750 of each may be left out of Georgia taxable income.
If you earn overtime or tips, your real Georgia tax can be a little lower than the result here, which treats all pay as ordinary wages.
Net Pay at Six Georgia Salaries
| Gross salary | Georgia tax | Net per year | Net per month |
|---|---|---|---|
| $30,000 | $748.50 | $25,536.50 | $2,128.04 |
| $45,000 | $1,497 | $36,840.50 | $3,070.04 |
| $55,000 | $1,996 | $44,376.50 | $3,698.04 |
| $75,000 | $2,994 | $58,598.50 | $4,883.21 |
| $100,000 | $4,241.50 | $74,938.50 | $6,244.88 |
| $160,000 | $7,235.50 | $113,390.50 | $9,449.21 |
A married couple on $90,000 pays $2,994 to Georgia and keeps $73,681.
Below $15,000 a single worker owes no Georgia tax at all, so part time and entry level pay is taxed only by the federal government and FICA.
Georgia Pay for Married Couples
Joint filers get a $30,000 Georgia standard deduction, twice the single amount, and the federal deduction doubles as well.
| Gross salary | Georgia tax | Net per year | Net per month |
|---|---|---|---|
| $60,000 | $1,497 | $51,073 | $4,256.08 |
| $90,000 | $2,994 | $73,681 | $6,140.08 |
| $130,000 | $4,990 | $103,825 | $8,652.08 |
| $180,000 | $7,485 | $136,805 | $11,400.42 |
A Georgia couple with children would also claim a dependent exemption for each child on the state return, which lowers the Georgia line further than the table shows.
What the Georgia Rate Cuts Mean for Pay
The 2025 rate was 5.19% with a $12,000 single standard deduction. For 2026 both moved in the taxpayer's favour, to 4.99% and $15,000.
On $55,000 the old rules would have meant $2,231.70 of Georgia tax. Under the 2026 rules it is $1,996, a saving of $235.70 a year, or about $19.64 a month.
Employers update withholding from the Department of Revenue's revised tables. A worker whose withholding was set before the change may see a refund for 2026.
Further cuts toward a lower rate depend on the state meeting revenue tests each year, so no rate for 2027 is fixed yet. The calculator will move to the new figures once the Department of Revenue publishes them.
Georgia Pay per Month and per Check
- Monthly: $3,698.04 from $4,583.33 gross.
- Semimonthly: $1,849.02.
- Biweekly: $1,706.79.
- Weekly: $853.39.
Paid hourly? The Hourly Paycheck Calculator handles overtime hours.
What Georgia Taxes and What It Does Not
- Taxed: salary, bonuses, commissions and most other pay for work in Georgia.
- Not taxed: Social Security benefits, and pre-tax 401(k), health and HSA contributions.
- No local income tax: Atlanta and other Georgia cities and counties do not tax wages.
- No SDI: Georgia has no state disability or paid leave payroll deduction.
Retirement income gets its own Georgia exclusion for people aged 62 and over, which does not affect a working paycheck. For employees, the main levers on Georgia tax are pre-tax savings and the number of dependents claimed on Form G-4.
Assumptions, Limits and 2026 Sources
- Standard deduction only. Dependent exemptions, itemized deductions, retirement exclusions and credits are left out.
- Overtime and tip exclusions are not applied.
- The figure is the tax owed for the year; withholding follows the Department of Revenue tables and the G-4 form.
Sources: Georgia Department of Revenue, Important Tax Updates (2026 income tax changes: 4.99% rate, $15,000 and $30,000 standard deduction); IRS 2026 federal figures. Rates for 2026.
Compare with Florida, which has no income tax, or Tennessee.
Frequently Asked Questions
What is the Georgia income tax rate in 2026?
A flat 4.99% for all filers.
What is the Georgia standard deduction for 2026?
$15,000 for single filers and $30,000 for married couples filing jointly.
How much is $55,000 after tax in Georgia?
$44,376.50 a year for a single filer, or $3,698.04 a month.
Does Atlanta have a city income tax?
No. Georgia cities and counties do not tax wages.
Are tips and overtime tax free in Georgia?
Partly. Up to $1,750 of each may be excluded from Georgia taxable income; the rest is taxed at 4.99%.
How much does a married couple on $90,000 keep in Georgia?
$73,681 a year after $2,994 of Georgia tax, federal tax and FICA.
Is Georgia cheaper than Florida for take home pay?
No, on wages alone. Florida has no income tax, so $55,000 leaves $46,372.50 there against $44,376.50 in Georgia. Housing and other prices also matter.
Does Georgia tax Social Security?
No. Social Security benefits are exempt from Georgia income tax. Workers still pay the 6.2% Social Security payroll tax on wages.