Gross to Net Calculator
$
Amount is
Filing status

Net pay per year

$51,484.10

$51,484.10Net per year
$4,290.34Net per month
$13,515.90Total deductions per year
ItemPer year
Gross pay$65,000.00
Federal income tax−$5,620.00
Social Security−$4,030.00
Medicare−$942.50
Virginia income tax−$2,923.40
Net pay$51,484.10

Virginia 2026: 2% to 5.75% (Va. Code § 58.1-320), standard deduction $8,750 single or $17,500 joint and a $930 personal exemption per filer (§ 58.1-322.03). Federal tax from the 2026 IRS brackets and standard deduction (Rev. Proc. 2025-32); Social Security 6.2% up to $184,500; Medicare 1.45% plus 0.9% over $200,000. No dependents, no age or blind exemptions.

This gross to net calculator for Virginia is a gross to net income tool that applies Virginia's four rate bands to your salary after the state standard deduction and personal exemptions, then adds federal tax and FICA.

A single earner on $65,000 keeps $51,484.10 a year, or $4,290.34 a month. Virginia's share is $2,923.40.

Virginia Income Tax Brackets

Virginia uses the same bands for every filing status, and they have not moved since 1990.

Taxable incomeRate
$0 to $3,0002.00%
$3,000 to $5,0003.00%
$5,000 to $17,0005.00%
Over $17,0005.75%

Because the top band starts at $17,000, most full time workers pay 5.75% on the bulk of their income.

Standard Deduction and Exemptions

  • Standard deduction: $8,750 single, $17,500 married filing jointly, for 2025 and 2026.
  • Personal exemption: $930 for each filer, so $1,860 on a joint return.

The Code of Virginia already sets the next steps: $9,200 single and $18,400 joint for 2027, then $9,300 and $18,600 for 2028 and 2029. Unless lawmakers act again, the deduction drops back to $3,000 and $6,000 from 2030.

Virginia follows your federal choice. If you itemize on the federal return, you itemize on the Virginia return too, and this calculator does not cover that case.

Worked Example: $80,000 Single in Virginia

Virginia taxable income: $80,000 − $8,750 − $930 = $70,320.

The first three bands always cost $60, $60 and $600, a fixed $720. Everything above $17,000 pays 5.75%.

$720 + 5.75% × (taxable income − $17,000)

LinePer yearPer month
Gross pay$80,000$6,666.67
Federal income tax−$8,770−$730.83
Social Security−$4,960−$413.33
Medicare−$1,160−$96.67
Virginia income tax−$3,785.90−$315.49
Net pay$61,324.10$5,110.34

The state line, $3,785.90, is 4.73% of gross pay, well under the 5.75% headline rate because of the deduction, the exemption and the lower bands.

Virginia Net Income Table

Single filer, 2026:

SalaryVirginia taxAll deductionsNet per yearNet per month
$40,000$1,485.90$7,165.90$32,834.10$2,736.18
$55,000$2,348.40$10,975.90$44,024.10$3,668.68
$65,000$2,923.40$13,515.90$51,484.10$4,290.34
$95,000$4,648.40$23,985.90$71,014.10$5,917.84
$130,000$6,660.90$36,539.90$93,460.10$7,788.34
$180,000$9,535.90$55,239.90$124,760.10$10,396.67

At $95,000 the state takes $4,648.40, an effective Virginia rate of 4.89% of gross pay.

What a raise is worth

Above $17,000 of taxable income, every extra dollar in Virginia is taxed at 5.75%. On a raise from $80,000 to $81,000, take home pay grows by $646.

The rest of the $1,000 splits into 22% federal income tax, 7.65% FICA and 5.75% for Richmond. Since the Virginia rate does not climb further, the state share of a raise is the same for a teacher and for a surgeon.

Married Filing Jointly in Virginia

A couple on $65,000 subtracts $17,500 and $1,860, leaving $45,640 taxable. Virginia tax is $2,366.80 and net pay $54,220.70.

The bands stay the same for couples. Only the deduction and the exemptions double.

Virginia Paychecks per Period

Pay scheduleGross per paycheckNet per paycheck
Weekly (52)$1,250$990.08
Every two weeks (26)$2,500$1,980.16
Twice a month (24)$2,708.33$2,145.17
Monthly (12)$5,416.67$4,290.34

Employers use the VA-4 form to set state withholding. Each exemption you claim there lowers the Virginia amount taken from every check, so claim only the ones you will also claim on your return.

What Virginia Taxes and What It Excludes

  • Taxed: salary, bonuses and commission in federal AGI.
  • Excluded first: traditional 401(k) deferrals and pre tax health premiums.
  • No local wage tax: Virginia counties and cities tax property, not pay.
  • No state disability or paid leave premium is taken from wages.
  • Cross border work: Virginia residents who work in DC pay Virginia, not DC, on those wages.

Virginia Versus DC and Maryland

Many Northern Virginia residents commute into the District or Maryland. The rule is simple for wages: Virginia taxes its residents on all their pay, and DC never taxes people who live outside it.

Virginia also has reciprocal agreements with Maryland and the District for residents who commute daily. A Virginia resident with a Maryland job files a form with the employer and pays only Virginia tax on that pay. If you are weighing a move into the District, compare this page with the Washington DC Gross to Net Calculator at the same salary.

Assumptions and Limits

  • No dependents, no extra exemption for age 65 or blindness.
  • Standard deduction rather than itemizing.
  • No Virginia credits, such as the low income credit.

Sources: Code of Virginia §§ 58.1-320 and 58.1-322.03; Virginia Tax standard deduction table; IRS Rev. Proc. 2025-32; Social Security Administration. Rates for 2026.

Frequently Asked Questions

What are the Virginia tax brackets for 2026?

2% to $3,000, 3% to $5,000, 5% to $17,000 and 5.75% above, the same for every filing status.

What is the Virginia standard deduction in 2026?

$8,750 single and $17,500 for married filing jointly.

What is $65,000 after tax in Virginia?

About $51,484.10 a year for a single filer, or $1,980.16 every two weeks.

Does Northern Virginia have a local income tax?

No. Virginia localities do not tax wages.

I live in Virginia and work in DC. Who taxes my pay?

Virginia does. DC cannot tax people who live outside the District.

Will the Virginia deduction go up?

Yes. State law raises it to $9,200 single and $18,400 joint for 2027.

How much Virginia tax is due on $80,000?

About $3,785.90 for a single filer in 2026, which leaves $61,324.10 after all federal and state lines.