Oregon Income Tax Rates 2026
| Rate | Single | Married filing jointly |
|---|---|---|
| 4.75% | $0 to $4,550 | $0 to $9,100 |
| 6.75% | $4,550 to $11,400 | $9,100 to $22,800 |
| 8.75% | $11,400 to $125,000 | $22,800 to $250,000 |
| 9.9% | Over $125,000 | Over $250,000 |
The lower brackets rise with inflation each year; the 9.9% thresholds of $125,000 and $250,000 are fixed. The figures above come from the Department of Revenue's 2026 withholding formulas.
The Oregon Federal Tax Subtraction
Oregon lets you subtract federal income tax from your Oregon income, up to $8,750 in 2026. The cap shrinks in $1,750 steps as income rises:
| Federal AGI, single | Federal AGI, married jointly | Most you can subtract |
|---|---|---|
| Under $125,000 | Under $250,000 | $8,750 |
| $125,000 to $129,999 | $250,000 to $259,999 | $7,000 |
| $135,000 to $139,999 | $270,000 to $279,999 | $3,500 |
| $145,000 or more | $290,000 or more | $0 |
The calculator subtracts the federal income tax it works out for your salary, within that cap. The assumption is material: on $69,000 it removes $6,350 from Oregon taxable income and saves about $556 of state tax.
Worked Example: $69,000 in Oregon
| Line | Per year | Per month |
|---|---|---|
| Gross pay | $69,000 | $5,750 |
| Federal income tax | $6,350 | $529.17 |
| Social Security | $4,278 | $356.50 |
| Medicare | $1,000.50 | $83.38 |
| Oregon income tax | $4,645.25 | $387.10 |
| Statewide transit tax | $69 | $5.75 |
| Paid Leave Oregon | $414 | $34.50 |
| Net pay | $52,243.25 | $4,353.60 |
Oregon taxable income: $69,000 − $6,350 federal tax − $2,910 standard deduction = $59,740. The bands give the tax before credits; the $263 personal exemption credit then brings it to $4,645.25. Altogether 24.3% of gross pay is deducted.
Transit Tax and Paid Leave Oregon
| Payroll item | Employee rate | Wage limit | At $69,000 |
|---|---|---|---|
| Statewide transit tax | 0.1% | None | $69 |
| Paid Leave Oregon | 0.6% | $184,500 | $414 |
The transit tax applies to every Oregon resident's wages, even for work done in another state, and to nonresidents working in Oregon. Paid Leave Oregon costs 1% of wages in total: employees pay 60% of it and employers with 25 or more workers the other 40%. Small employers still withhold the employee share.
Oregon Take Home Pay by Salary
| Salary | Oregon income tax | Paid Leave Oregon | Net per year | Net per month |
|---|---|---|---|---|
| $34,000 | $1,972.13 | $204 | $27,288.88 | $2,274.07 |
| $51,000 | $3,281.13 | $306 | $39,520.38 | $3,293.37 |
| $69,000 | $4,645.25 | $414 | $52,243.25 | $4,353.60 |
| $88,000 | $6,097.75 | $528 | $64,024.25 | $5,335.35 |
| $110,000 | $8,285.75 | $660 | $77,159.25 | $6,429.94 |
| $140,000 | $11,642.16 | $840 | $94,333.84 | $7,861.15 |
The $140,000 row shows the phase out at work: the federal subtraction is capped at $1,750 there and no exemption credit applies above $100,000, so Oregon tax reaches $11,642.16.
Oregon Couples and Paychecks
For one $69,000 earner on a joint return, net pay is $55,297.25. The joint brackets double, the standard deduction rises to $5,820 and the return gets two $263 credits, but the federal subtraction falls because federal tax itself is lower.
| Schedule | Gross each pay | Net each pay |
|---|---|---|
| Weekly, 52 pays | $1,326.92 | $1,004.68 |
| Every two weeks, 26 pays | $2,653.85 | $2,009.36 |
| Twice a month, 24 pays | $2,875 | $2,176.80 |
| Monthly, 12 pays | $5,750 | $4,353.60 |
The paycheck rows use the single example.
What Oregon Taxes and Exempts
- Taxed: wages, tips, bonuses and commissions, after traditional 401(k) deferrals.
- Exempt from Oregon tax: Social Security benefits, and up to $8,750 of income equal to your federal tax.
- Not included here: Portland area local income taxes (the Metro supportive housing tax and the Multnomah County Preschool for All tax), which apply above high income thresholds and are filed separately.
Moving north to Washington removes the income tax but adds WA Cares; heading south to California brings its own SDI. To size a salary for a target net, use the Net to Gross Calculator.
Oregon Assumptions and Sources
- Full year Oregon resident, one earner, no dependents, standard deduction.
- Federal tax subtraction equals the federal tax this calculator computes, with no federal credits.
- No Oregon kicker credit, earned income credit or local taxes.
Sources: Oregon Department of Revenue, Withholding Tax Formulas (150-206-436) effective January 1, 2026, and statewide transit tax guidance; Oregon Employment Department 2026 contribution rates; Paid Leave Oregon; IRS and Social Security Administration. Rates for 2026.
Frequently Asked Questions
How much is $69,000 after tax in Oregon?
A single filer keeps $52,243.25 a year, or $4,353.60 a month, in 2026.
What are the Oregon income tax rates for 2026?
4.75%, 6.75%, 8.75% and 9.9%. A single filer reaches 8.75% at $11,400 of taxable income.
How much federal tax can I subtract in Oregon?
Up to $8,750 for 2026, reduced in steps from AGI $125,000 (single) or $250,000 (joint) and gone at $145,000 or $290,000.
What is the Oregon statewide transit tax?
0.1% of wages, one dollar per thousand, withheld from every paycheck with no cap.
How much do employees pay for Paid Leave Oregon?
0.6% of wages up to $184,500, a maximum of $1,107 in 2026.
Does Oregon have a sales tax?
No. That is one reason its income tax rates are among the highest in the country.