Missouri Income Tax Table for 2026
Missouri uses eight brackets, each $1,348 wide, and the top rate of 4.7% starts at just $9,436 of taxable income. In practice almost every full time worker pays 4.7% on most of their pay.
| Missouri taxable income | Rate |
|---|---|
| $0 to $1,348 | 0.00% |
| $1,348 to $2,696 | 2.00% |
| $2,696 to $4,044 | 2.50% |
| $4,044 to $5,392 | 3.00% |
| $5,392 to $6,740 | 3.50% |
| $6,740 to $8,088 | 4.00% |
| $8,088 to $9,436 | 4.50% |
| Over $9,436 | 4.70% |
Missouri's standard deduction matches the federal one: $16,100 single and $32,200 married filing jointly. The same brackets apply to every filing status.
Worked Example: $55,000 in Missouri
| Item | Per year | Per month |
|---|---|---|
| Gross pay | $55,000 | $4,583.33 |
| Federal income tax | $4,420 | $368.33 |
| Social Security | $3,410 | $284.17 |
| Medicare | $797.50 | $66.46 |
| Missouri income tax | $1,647.67 | $137.31 |
| Net pay | $44,724.83 | $3,727.07 |
After the $16,100 deduction, $38,900 is taxable. The lower brackets add up to $263, and the $29,464 above $9,436 is taxed at 4.7%, for $1,647.67 in total. All deductions take 18.7% of gross pay.
Kansas City and St. Louis Earnings Tax
Two Missouri cities tax wages at 1%:
- Kansas City: residents pay on all earnings wherever they work; nonresidents pay on work done inside city limits. Voters renewed the tax in April 2026.
- St. Louis: the same rule, residents on all wages and commuters on days worked in the city.
Enter 1 in the earnings tax field if either applies. On $55,000 it costs $550 a year. The tax has no deduction or exemption.
Missouri Net Pay by Salary
Single filers, outside the two earnings tax cities:
| Gross salary | Missouri income tax | Net per year | Net per month |
|---|---|---|---|
| $30,000 | $472.67 | $25,812.33 | $2,151.03 |
| $42,000 | $1,036.67 | $34,890.33 | $2,907.53 |
| $55,000 | $1,647.67 | $44,724.83 | $3,727.07 |
| $72,000 | $2,446.67 | $57,035.33 | $4,752.94 |
| $95,000 | $3,527.67 | $72,134.83 | $6,011.24 |
| $130,000 | $5,172.67 | $94,948.33 | $7,912.36 |
Because the top bracket starts so low, Missouri behaves almost like a flat 4.7% tax on pay above the standard deduction, less a fixed saving of about $180 from the lower brackets.
Missouri Pay per Paycheck
| Pay frequency | Gross per paycheck | Net per paycheck |
|---|---|---|
| Weekly (52) | $1,057.69 | $860.09 |
| Biweekly (26) | $2,115.38 | $1,720.19 |
| Semimonthly (24) | $2,291.67 | $1,863.53 |
| Monthly (12) | $4,583.33 | $3,727.07 |
Missouri employers withhold from Form MO W-4 with the 2026 Department of Revenue formula, which uses the same table as above. Bonuses paid separately are withheld at a flat 4.7%.
Married Filing Jointly in Missouri
The joint deduction of $32,200 cuts state tax for a one earner couple on $55,000 to $890.97. Their net pay is $47,621.53 a year. In the withholding formula this is the "married, spouse does not work" status; two earners each use the single amount.
On the annual return, a couple files one Missouri Form MO-1040 with the joint deduction, and the combined income runs through the same eight brackets. A couple where both work therefore pays roughly what two single filers would.
What Missouri Taxes on a Paycheck
- Taxed: wages, salary, overtime, tips and bonuses.
- Not taxed by the state: traditional 401(k) deferrals, Social Security benefits (from 2024) and capital gains (from 2025).
- No state disability or paid leave premium.
Crossing into Kansas for work? The Kansas Gross to Net Calculator shows pay under Kansas rates.
Missouri Compared with Kansas and Nebraska
A $55,000 single salary, no city tax, under three neighboring states:
| State | State taxes and premiums | Net per year |
|---|---|---|
| Missouri | $1,647.67 | $44,724.83 |
| Kansas | $2,269.31 | $44,103.19 |
| Nebraska | $1,622.96 | $44,749.54 |
Missouri's large standard deduction keeps it competitive, even with a 4.7% top rate. Living in Kansas City adds 1% though, so a resident there ends up close to the Kansas figure.
Assumptions and Sources
- Standard deduction only. The Missouri deduction for part of federal income tax paid, which phases out above $125,000 of income, is left out, as it is in the state withholding formula.
- One earner, no dependents and no credits.
- Earnings tax as a flat rate on gross wages, 0 unless entered.
Sources: Missouri Department of Revenue 2026 Withholding Formula and tables; City of Kansas City Revenue Division and City of St. Louis Collector of Revenue; IRS and Social Security Administration for federal figures. Rates for 2026.
Frequently Asked Questions
What is the Missouri income tax rate in 2026?
Rates run from 0% to 4.7%. The top rate applies to taxable income above $9,436.
What is the Missouri standard deduction for 2026?
$16,100 single and $32,200 married filing jointly, the same as the federal amounts.
How much is the Kansas City earnings tax?
1% of wages for residents and for nonresidents who work inside the city.
Do I pay St. Louis earnings tax if I work from home?
Nonresidents owe it only for days worked in the city. Residents owe it on all wages, wherever they work.
How much is $55,000 after tax in Missouri?
About $44,724.83 a year for a single filer, or $44,174.83 with the 1% city earnings tax.
Does Missouri tax Social Security benefits?
No. Since 2024 Missouri exempts Social Security benefits for every taxpayer.
Is the Missouri top rate going down?
State law allows small cuts toward 4.5% when revenue targets are met. For 2026 the Department of Revenue kept the top withholding rate at 4.7%.