Minnesota Tax Brackets for 2026
The Department of Revenue raised the brackets by 2.369% for inflation. The rates stay the same.
| Rate | Single taxable income | Married jointly taxable income |
|---|---|---|
| 5.35% | $0 to $33,310 | $0 to $48,700 |
| 6.80% | $33,310 to $109,430 | $48,700 to $193,480 |
| 7.85% | $109,430 to $203,150 | $193,480 to $337,930 |
| 9.85% | Over $203,150 | Over $337,930 |
Minnesota sets its own standard deduction: $15,300 single and $30,600 married filing jointly, with $5,300 for each dependent as an exemption.
Minnesota Paid Leave Premium
Minnesota Paid Leave pays benefits for a serious health condition, a new child or caring for a family member. It is funded by a premium of 0.88% of wages in 2026.
- Employers must pay at least half. They may deduct up to 0.44% from employees, and the calculator assumes they do.
- The premium stops at $185,000 of wages, the Social Security limit rounded to the nearest thousand.
- Small employers with 30 or fewer workers pay a lower total of 0.66%, but may still pass up to 0.44% to staff.
On $250,000 the premium is capped at $814.
Worked Example: $75,000 in Minnesota
| Item | Per year | Per month |
|---|---|---|
| Gross pay | $75,000 | $6,250 |
| Federal income tax | $7,670 | $639.17 |
| Social Security | $4,650 | $387.50 |
| Medicare | $1,087.50 | $90.63 |
| Minnesota income tax | $3,576.61 | $298.05 |
| Minnesota Paid Leave | $330 | $27.50 |
| Net pay | $57,685.90 | $4,807.16 |
Minnesota taxable income is $75,000 − $15,300 = $59,700. The first $33,310 is taxed at 5.35% and the rest at 6.80%, for $3,576.61. The Paid Leave line is 0.44% of $75,000. Together all lines take 23.1% of pay.
Minnesota Take Home Pay at Six Salaries
| Gross salary | Minnesota income tax | Minnesota Paid | Net per year | Net per month |
|---|---|---|---|---|
| $40,000 | $1,321.45 | $176 | $32,822.55 | $2,735.21 |
| $58,000 | $2,420.61 | $255.20 | $46,107.20 | $3,842.27 |
| $75,000 | $3,576.61 | $330 | $57,685.90 | $4,807.16 |
| $100,000 | $5,276.61 | $440 | $73,463.40 | $6,121.95 |
| $150,000 | $8,941.94 | $660 | $104,189.06 | $8,682.42 |
| $250,000 | $17,422.94 | $814 | $164,945.06 | $13,745.42 |
The 7.85% bracket begins at $124,730 of wages for a single filer, and 9.85% at $218,450.
Married Couples in Minnesota
The joint brackets are wider but not double the single ones: the 6.80% band starts at $48,700 rather than $66,620. That creates a marriage penalty for two high earners and a bonus for one earner couples.
A married couple with one $75,000 income pays $2,375.40 in state tax and keeps $61,917.10 a year.
Paid Leave does not depend on filing status. Each worker pays 0.44% of their own wages, so a two earner couple sees two separate premiums, each with its own $185,000 cap.
Minnesota Paycheck by Schedule
| Pay frequency | Gross per paycheck | Net per paycheck |
|---|---|---|
| Weekly (52) | $1,442.31 | $1,109.34 |
| Biweekly (26) | $2,884.62 | $2,218.69 |
| Semimonthly (24) | $3,125 | $2,403.58 |
| Monthly (12) | $6,250 | $4,807.16 |
Minnesota employers withhold from the W-4MN form and the state's withholding tables. The Paid Leave premium is a separate deduction from income tax withholding.
What Minnesota Taxes and What It Does Not
- Taxed: wages, bonuses, commissions and tips.
- Not taxed: traditional 401(k) and 403(b) deferrals. Most Social Security benefits are exempt for moderate incomes.
- No local income tax in Minneapolis, St. Paul or any other Minnesota city.
Minnesota Compared with Michigan and Massachusetts
A $75,000 single salary in three states that run their own calculators here:
| State | State taxes and premiums | Net per year |
|---|---|---|
| Minnesota | $3,906.61 | $57,685.90 |
| Michigan | $2,936.75 | $58,655.75 |
| Massachusetts | $3,775 | $57,817.50 |
Minnesota's state bill is the largest of the three at this salary, Paid Leave included. The difference grows with income because the next brackets are 7.85% and 9.85%.
Minnesota spends part of that revenue on credits this calculator leaves out. Families with children can claim a refundable child tax credit, and renters may get a renter's credit, so a household's final state bill can sit well below the line shown here.
Assumptions and Sources
- Standard deduction only. Minnesota reduces the standard deduction for very high incomes; that phase out is not modeled.
- No dependents and no credits such as the child tax credit or the working family credit.
- Paid Leave at the full 0.44% employee share.
Sources: Minnesota Department of Revenue 2026 brackets and standard deduction (December 16, 2025); Minnesota Paid Leave (DEED) premium rate and wage limit; IRS and Social Security Administration for federal figures. Rates for 2026.
Frequently Asked Questions
What are the Minnesota tax brackets for 2026?
5.35%, 6.80%, 7.85% and 9.85%. For single filers the top rate starts at $203,150 of taxable income; for joint filers at $337,930.
What is the Minnesota standard deduction for 2026?
$15,300 for single filers and $30,600 for married couples filing jointly.
How much is Minnesota Paid Leave taken from my paycheck?
Up to 0.44% of wages, capped at $185,000 of pay. On $75,000 that is $330 a year.
When did Minnesota Paid Leave start?
Premiums and benefits both began on January 1, 2026.
How much is $75,000 after tax in Minnesota?
About $57,685.90 a year for a single filer, or $4,807.16 a month.
Does Minneapolis have a city income tax?
No. Minnesota cities do not tax wages.
Can my employer pay all of the Paid Leave premium?
Yes. Employers may cover the employee share in full; then the Paid Leave line in the calculator would be zero for you.