Malta Take Home Pay on €33,000
- Income tax, single rates: €33,000 × 25% − €3,400 = €4,850.
- Weekly wage: €33,000 ÷ 52 = €634.62, above the €559.31 threshold, so SSC is the weekly maximum of €55.93.
- SSC for the year: €55.93 × 52 = €2,908.36.
| Line | Per year | Per month | Per week |
|---|---|---|---|
| Gross salary | €33,000 | €2,750.00 | €634.62 |
| Income tax (FSS) | −€4,850 | −€404.17 | −€93.27 |
| Class 1 SSC | −€2,908.36 | −€242.36 | −€55.93 |
| Net pay | €25,241.64 | €2,103.47 | €485.42 |
Malta does not let you deduct social security from taxable income, so tax is worked on the full gross.
Malta Tax Rates for Basis Year 2026
Malta publishes its rates as a rate times income, less a fixed amount. That gives the same tax as working through the bands one by one.
| Status | Tax free up to | 15% band to | 25% band to | 35% above |
|---|---|---|---|---|
| Single | €12,000 | €16,000 | €60,000 | €60,000 |
| Married | €15,000 | €23,000 | €60,000 | €60,000 |
| Married, 1 child | €17,500 | €26,500 | €60,000 | €60,000 |
| Married, 2+ children | €22,500 | €32,000 | €60,000 | €60,000 |
| Parent, 1 child | €14,500 | €21,000 | €60,000 | €60,000 |
| Parent, 2+ children | €18,500 | €25,500 | €60,000 | €60,000 |
The single table, for example, reads: 0% up to €12,000; 15% less €1,800 to €16,000; 25% less €3,400 to €60,000; 35% less €9,400 above.
Parent and Married Rates With Children
From basis year 2026 the Income Tax Act gives bigger tax free bands to couples and parents who keep children under 18 (or under 23 in full-time education). The parent rates assume you or your spouse is an EU or EEA national or a long-term resident.
| Status | Income tax | Net a year | Net a month |
|---|---|---|---|
| Single | €4,850 | €25,241.64 | €2,103.47 |
| Married | €3,700 | €26,391.64 | €2,199.30 |
| Married, 1 child | €2,975 | €27,116.64 | €2,259.72 |
| Married, 2+ children | €1,675 | €28,416.64 | €2,368.05 |
| Parent, 1 child | €3,975 | €26,116.64 | €2,176.39 |
| Parent, 2+ children | €2,925 | €27,166.64 | €2,263.89 |
All rows use €33,000 gross. A parent with two or more children pays €2,925 of tax, €1,925 less than a single person.
Class 1 Social Security in 2026
Employees aged 18 and over born from 1962 pay 10% of the basic weekly wage, within a floor and a ceiling. The employer pays the same again.
| Basic weekly wage | Employee SSC a week |
|---|---|
| up to €229.44 | €22.94 |
| €229.45 to €559.30 | 10% of the wage |
| €559.31 or more | €55.93 |
The cap means anyone earning more than about €29,084.12 a year pays the same €2,908.36. People born up to 1961 have a lower maximum, and under 18s pay a reduced flat rate.
Net Pay in Malta at Six Salaries
| Gross a year | Tax, single | SSC | Net, single | Net, married | Net a month, single |
|---|---|---|---|---|---|
| €18,000 | €1,100 | €1,800 | €15,100 | €15,750 | €1,258.33 |
| €24,000 | €2,600 | €2,400 | €19,000 | €20,150 | €1,583.33 |
| €33,000 | €4,850 | €2,908.36 | €25,241.64 | €26,391.64 | €2,103.47 |
| €45,000 | €7,850 | €2,908.36 | €34,241.64 | €35,391.64 | €2,853.47 |
| €60,000 | €11,600 | €2,908.36 | €45,491.64 | €46,641.64 | €3,790.97 |
| €90,000 | €22,100 | €2,908.36 | €64,991.64 | €66,141.64 | €5,415.97 |
On €20,000 a single worker pays €1,600 of tax; on €75,000 the 35% rate starts to bite and tax reaches €16,850.
FSS Withholding, Monthly and Weekly Pay
Employers deduct tax through the Final Settlement System (FSS) using tax tables that match the yearly rates, so twelve monthly or 52 weekly deductions add up to the annual figure when pay is steady.
Malta also has statutory bonuses paid in June and December and a weekly allowance paid four times a year. Include them in the gross you enter; the calculator treats that figure as the whole year.
Taxable and Tax Free Pay in Malta
- Taxed: salary, statutory bonuses, overtime, commission and fringe benefits such as a company car.
- No relief for contributions: Class 1 social security does not reduce taxable income, unlike in most of Europe.
Assumptions for the Malta Result
- Resident employee, 18 or over, born from 1962, one employer for the full year.
- Parent rates assume the custody and nationality conditions in the Income Tax Act are met.
- The 35% parent rate uses the subtraction printed in the Act (€10,270); the bands meet at €10,275, so results above €60,000 may differ by €5.
Sources: Income Tax Act Cap. 123 art. 56 as amended by Act III of 2026, and the MTCA Class 1 contribution rates for 2026. Rates for 2026. Another island payroll: Cyprus Gross to Net Calculator.
Frequently Asked Questions
What is €33,000 gross in net in Malta?
€25,241.64 a year for a single employee in basis year 2026, or €2,103.47 a month.
How much is the tax free amount in Malta?
€12,000 for single rates, €15,000 for married couples and up to €22,500 for married couples with two or more children.
How much social security do employees pay in Malta?
10% of the basic weekly wage, at least €22.94 and at most €55.93 a week in 2026 for people born from 1962.
Is social security deductible from tax in Malta?
No. Income tax is charged on gross pay, and Class 1 contributions come off separately.
Who can use the parent rates?
A parent who keeps a child under 18, or under 23 in full-time education, or pays maintenance for one, subject to the nationality or residence conditions in the Income Tax Act.
Is there a reverse calculator?
Yes, the Net to Gross Calculator starts from the net pay you want.