Arizona Take Home Pay on $58,000
Here is the whole path from $58,000 gross to net pay for a single employee in Phoenix, Tucson or anywhere else in the state.
| Line on the pay stub | Monthly | Annual |
|---|---|---|
| Gross pay | $4,833.33 | $58,000 |
| Federal income tax | −$398.33 | −$4,780 |
| Social Security | −$299.67 | −$3,596 |
| Medicare | −$70.08 | −$841 |
| Arizona income tax (2.5%) | −$88.02 | −$1,056.25 |
| Net pay | $3,977.23 | $47,726.75 |
Arizona tax is the smallest of the four lines: $1,056.25. The federal government takes $4,780 in income tax, and FICA adds $4,437. In total 17.7% of the salary goes to tax.
A married couple filing jointly on the same $58,000 keeps $50,300.50, because both the federal and the Arizona standard deduction double.
The Arizona Flat Income Tax for 2026
Arizona charges 2.5% on every dollar of taxable income, whatever the amount. There are no brackets to climb.
Arizona tax = 2.5% × (gross wages − Arizona standard deduction)
| Filing status | Standard deduction | Rate |
|---|---|---|
| Single | $15,750 | 2.5% |
| Married filing jointly | $31,500 | 2.5% |
The deduction amounts come from A.R.S. 43-1041 as amended in 2026, which raised them to match the federal figures for 2025. The law indexes them each year; the 2026 indexed amount had not been published when this page was written, so the calculator uses the 2025 amounts.
Net Pay at Different Arizona Salaries
A flat rate means the Arizona share grows slowly. The federal brackets do most of the work as pay rises.
| Gross salary | Arizona tax | Net per year | Net per month |
|---|---|---|---|
| $35,000 | $481.25 | $29,821.25 | $2,485.10 |
| $50,000 | $856.25 | $41,498.75 | $3,458.23 |
| $65,000 | $1,231.25 | $53,176.25 | $4,431.35 |
| $85,000 | $1,731.25 | $66,896.25 | $5,574.69 |
| $120,000 | $2,606.25 | $90,643.75 | $7,553.65 |
| $200,000 | $4,606.25 | $144,320.75 | $12,026.73 |
All rows are for a single filer with no pre-tax deductions.
Monthly and Biweekly Pay in Arizona
Most Arizona employers pay every two weeks, which gives 26 paychecks a year. Using the $58,000 example:
- Monthly: $3,977.23 net from $4,833.33 gross.
- Biweekly: $1,835.64 net from $2,230.77 gross.
- Weekly: $917.82 net.
Arizona withholding works differently from the tax owed. Employees choose a percentage of gross pay on Form A-4, so the amount taken from each check can be higher or lower than the figure here. The difference settles when the state return is filed.
What Arizona Taxes and What It Leaves Out
- Taxed: wages, salary, bonuses, commissions and tips paid for work in Arizona.
- Not taxed by Arizona: Social Security benefits, and pre-tax contributions to a 401(k), health insurance or an HSA, which lower the wage figure before the 2.5% applies.
- No local layer: no Arizona city or county collects income tax on wages.
- No state disability deduction: Arizona has no SDI or paid family leave payroll deduction.
Arizona Against Nearby States
Arizona sits between a high tax neighbour and a lower cost one. Run $58,000 through the calculators for nearby states and the gap is plain:
| State | State taxes on $58,000 | Net per year |
|---|---|---|
| Arizona | $1,056.25 | $47,726.75 |
| California | $2,207.08 | $46,575.92 |
| Colorado | $2,098.80 | $46,684.20 |
California's figure includes SDI and Colorado's includes the FAMLI premium, since both come out of every paycheck there. Federal tax and FICA are identical in all three rows, so the whole difference is state tax.
Assumptions and Limits
The result is the tax owed for a full year of wages, not a copy of any one employer's withholding.
- Standard deduction only; itemized deductions, dependent credits and the charitable increase to the standard deduction are left out.
- The 2025 standard deduction is used until the 2026 indexed amount is published.
- Federal tax uses the 2026 brackets and the $16,100 or $32,200 standard deduction.
Sources and 2026 Rates
Arizona Department of Revenue (forms and 2026 estimated tax booklet, flat 2.5% rate), A.R.S. 43-1011 and 43-1041 as amended by Laws 2026, chapter 140, and IRS 2026 federal figures. Rates for 2026.
Moving between states? Compare with the California Gross to Net Calculator or the Utah Gross to Net Calculator.
Frequently Asked Questions
What is the Arizona income tax rate in 2026?
A flat 2.5% on taxable income for every filer. Taxable income is wages minus the standard deduction of $15,750 for single filers or $31,500 for married couples filing jointly.
How much is $58,000 a year after tax in Arizona?
About $47,726.75 for a single filer, or $3,977.23 a month. Arizona's share is $1,056.25.
Do Phoenix or Tucson charge a city income tax?
No. No Arizona city or county taxes wages, so the state tax is the only one on top of federal tax and FICA.
Why is my Arizona withholding different from this result?
Arizona withholding is a percentage of gross pay that you choose on Form A-4. The calculator shows the tax actually owed, so the gap comes back as a refund or a balance due.
Does Arizona tax 401(k) contributions?
Not in the year you make them. Traditional 401(k) deferrals come off the wages used for both federal and Arizona income tax. They still pay Social Security and Medicare.
Is there state disability insurance in Arizona?
No. Arizona has no SDI or paid family leave deduction from wages.
What is the take home pay for a married couple on $58,000 in Arizona?
$50,300.50 a year, or $4,191.71 a month. Arizona tax falls to $662.50 because the joint deduction is $31,500.